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Explore Insurance Plans

Quality health insurance coverage is a big concern for you and your family. We’re here to help.

FAES knows that as an NIH Fellow, you’re looking for exceptional benefits, efficient communication, and an intuitive and time-saving enrollment process. It’s our goal to offer highly-competitive benefits with premiums less than or equal to the federal rate increase for the current plan year.

FAES offers all Fellows a health plan: AETNA Signature Administrators-PPO, a top-tier plan offered by Luminare Health® (formerly Trustmark), as well as MetLife Dental and Vision Insurance.

Please refer to the many available resources explaining how your plans work, how your benefits are paid, and, most importantly, how to get the most out of your various insurance plans.

FAES Benefit Information

November 1, 2023 - October 31, 2024, Plan Year:

Please visit FAQs for further information. 

Plan documents are available upon request. Please contact a FAES insurance representative.


Trainee Professional Liability

Effective June 1, 2023: All non-FTE fellows are covered by the Trainee Professional Liability Insurance Program. The Liability Insurance (FEPLI) Program offers both legal defense and financial liability coverage and protects covered fellows from allegations of misconduct.